Disability List: 12 Different Types of Disabilities
When a person is unable to work due to an injury or long-term illness, he or she will find it necessary to hire a disability lawyer. He or she may have a disability coverage through his or her employer or a private insurance to support with various disabilities.
However, there is no guarantee that a claim is successfully processed. There have been times when disability claims have been rejected due to insufficient medical evidence. There are cases where psychiatric disability claims have been dismissed as insurance companies say it is due to workplace stress. They say that there is not enough proof to be eligible for a disability claim. The key to success is to be truthful and to obtain an independent medical assessment from well-known physicians.
For a better understanding of disabilities, here is a list with twelve different types of disabilities:
1. Physical Disabilities
Physical disabilities is one of the most common types of disabilities. Bodily injuries such as a fracture due to an accident or unforeseen event can stop a person from working permanently.
For peace of mind and to ensure an income during the recovery period, it is important to claim for short or long-term disability depending on the injury. A professional lawyer can help ensure the benefit is payable.
2. Fibromyalgia and Chronic Pain
The courts in Canada recognize that fibromyalgia and chronic pain syndrome can prevent a person from working. This means that if an insurance company has dismissed a claim, the person still has a chance to reverse the decision.
Fibromyalgia can begin after an infection, physical trauma, surgery or significant psychological stress.
Depression is a type of disability that requires medical treatment and therapy. Depression affects the ability to function or hold a steady job. When a disability claim is submitted based on depression, it is important to know and understand the information that will be considered for this claim. It is hard to prove depression.
To ensure a claim is successful, the individual suffering from this disorder has to see a mental health professional regularly.
The person may not be aware that they are suffering of bi-polar. This is a severe mental disorder resulting in constant mood changes and manic depression. Bipolar disorder qualifies for a disability claim. However, there are many people that can still maintain employment with this condition.
Regardless, it is important to understand the disability options available. Disability benefits can help a person take rest and recover.
Anxiety should be taken seriously. It can have a negative impact on one’s ability to perform at work. Constant uneasiness, tension or feelings of apprehension are signs of anxiety. The insurance company can dismiss this claim stating that the cause is due to workplace stress.
A professional disability lawyer can help to obtain an unbiased and an independent expert assessment on the severity of the person’s condition.
6. Post-Traumatic Stress Disorder
Similar to anxiety, post-traumatic stress can affect a person’s performance at work. This disorder is diagnosed by psychological evaluation with either a psychologist or psychiatrist. A disability lawyer can help with ensuring a proper evaluation.
7. Panic Disorder
Panic disorders are hard to prove due to the subjective nature of the diagnosis. Insurance companies require reports to indicate that the condition is severe enough to prevent the person from maintaining employment. Only a professional disability lawyer can help with this proof.
Migraine does not appear to be a severe illness. However, there are people that suffer from chronic migraines experiencing sharp head pain, dizziness, nausea and fatigue. These conditions prevent them from working to full capacity. Insurance companies can refuse the claim on grounds that there is not enough medical evidence. A professional disability lawyer can inform the person of the various legal options available.
Alcohol and drugs become an addiction for a lot of people. An addiction may not be acknowledged as a legitimate disability. However, a person with an addiction requires treatment and is not fit to work under these conditions. Only a professional disability lawyer can make sure addiction is treated as an illness and is eligible for a disability claim.
Cancer can have both physical and psychological effects in addition to other side effects experienced during radiation or chemotherapy. During this period, it is difficult for a person to work. Anyone who is diagnosed with cancer should immediately contact a disability lawyer. The lawyer will help ensure coverage during difficult periods of the illness.
11. Multiple Sclerosis
There are people that can continue working with multiple sclerosis. This is a neurological condition affecting the brain’s ability to communicate with the rest of the body. If the multiple sclerosis advances, a person can be approved for disability benefits.
Many people with hepatitis lead normal lives, but if the illness progresses, the immune system can get weak. Hepatitis can also affect the liver. When the infection is severe, an individual cannot work or earn a living. It is important to ensure disability coverage earlier on to avoid a devastating financial situation.